Property Detail v3.1 Preview as:
toggles Unit Mix + HOA conditional sections
San Diego, CA 92103 · Off-Market
1103 Sutter St — Investment Property
SFR ✓ Delivered Vacant 2D Floor Plan Free & Clear
1 / 84
+81
Ask
$0
or best offer
As-Is (AVM)
$0
REAPI estimate
ARV
$0
after repair
Spread
$0
▲ +35.9% over ask
Beds3
Baths2
Living1,248 sf
Lot3,556 sf · 0.08 ac
Year1959
Stories1
$/sqft$793
$
Investment Opportunity
Buy → Rehab → ARV, with As-Is AVM benchmark
Buy
$990K
Est. Rehab
$120K
ARV
$1.345M
Net Profit
$127K
36%
ROI
Purchase
$990,000
As-Is Value
$1,235,000
ARV
$1,345,000
As-Is from RealEstateAPI AVM · ARV admin-entered · assumptions 20% down / 3% closing / 8% selling. Full model in the calculator.
Status & Deadlines
Occupancy, possession, showing, and offer window
🔑
Delivered Vacant
Yes
Vacant at closing
📦
Possession
At Close
No post-possession
📅
Showing
Mon Sep 15
11:00 AM · one-time
Offer Review
First-come
Wed Sep 17 · 5:00 PM
📍
Address on Request
Exact address is gated — all inquiries via the Disposition Manager
new
🔒
1103 Sutter St · San Diego, CA 92103
Street name shown; full unit / gate / lockbox details released after you agree to the disposition terms.
Property Information
Grouped: Facts · Legal & Zoning · Verification
REAPI + admin
Facts
Type
Single-FamilyMulti-Family (Triplex)
Bedrooms
3
Bathrooms
2
Living Area
1,248 sqft
Lot Size
3,556 sqft · 0.08 ac
Year Built
1959
Stories
1
Rooms
6
Construction
Frame
Legal & Zoning
County
San Diego
Zoning
R-2:MINOR MULTIPLE
APN
451-173-08-00
Subdivision
Marine View
Land Use
Residential
Flood Zone
X (minimal)
Verification — Title vs Permit-Verified
On Title (assessor)
3
bd
2
ba
1,248
sqft
Our Listing
3
bd
2
ba
1,248
sqft
Permit-Verified
3
bd
2
ba
1,248
sqft
✓ Matches title — verified
No permitted additions on file with San Diego (covered jurisdiction, 1,020,959 permits, data through 2026-09-10). Listing beds/baths/sqft reconcile 1:1 with the assessor record. No discrepancy flag.
On Title (assessor)
2
bd
1
ba
966
sqft
Our Listing
4
bd
3
ba
~2,037
sqft
Permit-Verified
4
bd
3
ba
~2,037
sqft
🔎 Verified via permits — assessor record is stale
BLD2009-00220 (FINAL 2010-04-15): family room, 1st-floor bathroom, laundry, attached 2-car garage, 2nd-floor bedroom, master bedroom w/ master bath + balcony — +1,071 sqft habitable. Plus BLD2008-01079 (2008): 2-bedroom + garage addition. 11 permits on file · Pasadena (CA), data through 2026-09-14.
⚠ Discrepancy flag — title 2/1/966 understates true 4/3/~2,037. Underwrite to permitted config.
Reusable pattern: any property whose permitted bed/bath/sqft diverges from the assessor record renders these three columns + a "verified via permits" badge + a discrepancy flag. 1839 N Los Robles Ave, Pasadena CA 91104 · APN 5838-006-015 · built 1924.
Features & Amenities
From RealEstateAPI propertyInfo
Central A/C
Central Heat
Attached Garage · 2
🔥 Fireplace
Frame Construction
Composition Roof
Covered Porch
No Basement
6 Rooms
Unit Mix
3 units · 5 beds · 3 baths
Units
1
Vacant
2
Occupied
33%
Vacancy
Unit 1 · 850 sf
Vacant
🛏 2🛁 1
$1,850/mo market
Unit 2 · 850 sf
Occupied
🛏 2🛁 1
$1,650/mo
Unit 3 · 600 sf
M2M
🛏 1🛁 1
$1,400/mo
UnitBdBaSqFtStatusRent
121850Vacant$1,850
221850Occupied$1,650
311600M2M$1,400
🏠
Floor 3 · Unit 3 — 1bd/1ba M2M
🏠
Floor 2 · Unit 2 — 2bd/1ba Occupied
🏠
Floor 1 · Unit 1 — 2bd/1ba Vacant
HOA
Rendered only when hoa_present = true
HOA Fee
$285/mo
Billing
Monthly
Cash-Flow Impact
−$285/mo
Amenities
Water/SewerTrashExterior Maint.Common Insurance
HOA
Conditional section
HOA
None
No HOA on this property
Comparable Sales & Valuation
REAPI comps with coordinates · click a row to expand
expandable
As-Is (AVM)
$1,235,000
Comp Avg
$1,280,000
ARV
$1,345,000
Subject ★ vs 6 nearby comps · map above, list below
Mission Hills, San Diego 92103 · relative projection of real lat/lng
🏠
Rental Estimates
Long-term (LTR) and short-term (STR) side by side
new
📅 Long-Term Rent (LTR)
$3,790/mo
Range $3,500 – $4,300 · RentCast/AVM
FMR (3BR)
$3,790
Area Median Income
$84,756
Gross Yield
4.6%
Rent / Ask
0.38%
🏝 Short-Term Rent (STR)
$6,800/mo
Gross · $81,600 projected annual revenue
ADR
$285
Occupancy
72%
Annual Revenue
$81,600
STR vs LTR
+79%
STR figures are representative AirDNA / airroi-style estimates — wire to airroi live. Verify local STR ordinance before underwriting to short-term.
Exit Strategy Analysis
Fix & Flip · Buy & Hold · BRRRR · Wholesale
🔨
Fix & Flip
6-9 month timeline
Recommended
$127,400
Net Profit
36%
ROI
Medium
Risk
🏠
Buy & Hold
Long-term wealth building
+$390
Monthly Cash Flow
4.6%
Cap Rate
9.2%
Annual Return
🏦
BRRRR
Buy · Rehab · Rent · Refinance · Repeat
$235,000
Forced Equity
$101,250
Cash Left In
65%
Equity ROI
📄
Wholesale
Quick assignment deal
$47,000
Assignment Fee
30-45d
Timeline
EMD
Capital at Risk
BEST ROI
🔨 Fix & Flip Medium
Net Profit$127,400
ROI36%
Timeline6-9 mo
All-in$1,217,600
🏠 Buy & Hold Low
Cash Flow+$390/mo
Cap Rate4.6%
Market Rent$4,300/mo
Annual Return~9.2%
🏦 BRRRR Medium
Refi @ 75% ARV$1,008,750
Cash Left In$101,250
Forced Equity$235,000
Equity ROI~65%
📄 Wholesale Low
Assignment Fee$47,000
Timeline30-45 days
Capital at RiskEMD only
ROIFast turn
StrategyProfit / ReturnTimelineRiskBest For
🔨 Fix & Flip$127,4006-9 moMediumQuick profits
🏠 Buy & Hold+$390/moLong-termLowPassive income
🏦 BRRRR$235,00012-18 moMediumPortfolio growth
📄 Wholesale$47,00030-45 daysLowNo capital needed
🔨 Fix & Flip
$127,400
36% ROI
🏠 Buy & Hold
+$390/mo
4.6% Cap
🏦 BRRRR
$235,000
65% ROI
📄 Wholesale
$47,000
30-45 days
Liens & Encumbrances
RealEstateAPI mortgages + distress flags
Free & Clear
0 open mortgages · est. equity $1,235,000
Open Mortgage Balance$0
Tax LienNone
JudgmentNone
Pre-ForeclosureNo
Building Permits
PermitStack — jurisdiction-aware
No permits on file
San Diego is a covered jurisdiction (1,020,959 permits, data through 2026-09-10). High confidence — treat any recent work as possibly unpermitted and verify.
Roof
No permit
Solar
No permit
HVAC
No permit
Addition
No permit
%
Tax & Assessment
RealEstateAPI taxInfo — real values
Annual Tax
$3,657
Assessed
$247,554
Assessment Yr
2025
Tax Delinquent
None
Location, Schools & Flood
Address gated · REAPI schools + FEMA flood
📍
Approx. area — Mission Hills, San Diego 92103
Flood Zone X (minimal risk)Est. Rent $3,790/mo
8
Grant Elementary
K-8 · Public · 0.4 mi
6
Roosevelt Middle
6-8 · Public · 0.9 mi
7
San Diego High
9-12 · Public · 1.6 mi
Agent Templates
SMS/email templates + bulk photo download
🔒 Unlock w/ address
1103 Sutter St, San Diego CA 92103 — $990,000 · 3bd/2ba · 1,248 sqft | 3,556 lot · Showing Sep 15 11:00 AM · Delivered Vacant · Pics: redeals.co/SutterStCApix
🔒 Request address to unlock
Pre-Approved Financing
Featured lender offers for this deal
🏦
Hard Money · 80% LTV · 9.5% · 2 pts
$652,000 · 12-month term · 14-day close · West Coast Capital
?
Frequently Asked
How do I schedule a showing? +
RSVP to the showing window in the sidebar, or request access — the Disposition Manager confirms details.
Are there inspection contingencies? +
No standard inspection contingencies — due diligence is done upfront before contract. Specific contingencies can be requested case-by-case in the offer.
What fees apply? +
Buyer pays escrow + title + recording; a $700 Transaction Coordination fee to Better Files applies at closing.

v3.1 — everything in v3 kept; the following were added or fixed

Added: Request-Address section + disclaimer modal (#1)Two-column Make-Offer w/ live summary (#2)Full offer conditional logic (#3)Reworked money cluster + facts strip (#4)Title vs Permit-Verified pattern (#5)Expandable comps + photo galleries (#6)3D Tour + 2D Floor-Plan tiles (#7)Map view + locked Buyers overlay (#8)Rental (LTR) + STR estimate cards (#12)Exit strategies · 4 view options (#13)Modern underwriting nav rail + scroll-spy (#14)

Fixed: Status & Deadlines callouts aligned (#9)Property Info grouped Facts / Legal / Verification (#10)Comps map-on-top / list-under stacked (#11)Countdown · calculator · lightbox · SFR↔MF all live (#15)

REAPI live from RealEstateAPI · new · Admin admin-only. Los Robles is the permitted-discrepancy example; all Sutter facts are live. STR = representative AirDNA/airroi.