Immersive Listing · v5 Preview as
toggles Unit Mix + HOA conditional sections
Front of house
SFR ✓ Delivered Vacant Free & Clear 2D Floor Plan
San Diego, CA 92103 · Off-Market Deal

1103 Sutter St

Mission Hills · Investment Property · 3 bd · 2 ba · 1,248 sqft · Built 1959
$990,000 or best offer
▲ $355,000 spread · 35.9%
🛏 3 Beds 🛁 2 Baths 📐 1,248 sqft · $793/sqft 🌳 3,556 sqft lot · 0.08 ac 🏷 As-Is $1.235M · ARV $1.345M
By the numbers

The deal at a glance

Live RealEstateAPI valuation against the ask, with the full spread and property vitals. Numbers count up as you read.

Ask
$0
or best offer
As-Is (AVM)
$0
REAPI estimate
ARV
$0
after repair
Spread
$0
+35.9%
Beds / Baths
3 / 2
SFR
Living Area
0
$793 / sqft
Lot Size
0
0.08 ac
Year Built
1959
1 story
The opportunity

Investment Opportunity

Buy → Rehab → ARV, with the As-Is AVM as your benchmark.

Buy
$990K
Est. Rehab
$120K
ARV
$1.345M
Net Profit
$127K
Purchase
$990,000
As-Is Value
$1,235,000
ARV
$1,345,000

As-Is from RealEstateAPI AVM · ARV admin-entered · assumptions 20% down / 3% closing / 8% selling. Full model in the calculator.

36%
Margin
Flip margin on ARV
$127,400 net over $1.345M
🧮 Investment Analysis
Est. Net Profit$127,400
ROI36%
Cash-on-Cash~44%
🏠 Est. Rent (RentCast)
Monthly$4,300
Range$3,900 – $4,700
Gross Yield~5.2%
Timing

Status & Deadlines

Occupancy, possession, the showing window, and a live offer-review countdown.

🔑
Delivered Vacant
Yes — vacant at closing
📦
Possession
At Close
📅
Showing
Mon Sep 15 · 11:00 AM
Offer Review
First-come, first-serve
📅 Next Showing
DateMon, Sep 15
Time11:00 AM
AccessOne-Time
⏳ Offer Review Deadline
ReviewWed, Sep 17
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days
--
hrs
--
min
--
sec
The property

Facts, features & the fine print

Auto-filled from RealEstateAPI & PermitStack, verified by the disposition team.

Property Information REAPI + admin
Type
Single-FamilyMulti-Family (Triplex)
Bedrooms
3
Bathrooms
2
Living Area
1,248 sqft
Lot Size
3,556 sqft · 0.08 ac
Year Built new
1959
Stories new
1
County
San Diego
Zoning
R-2:MINOR MULTIPLE
APN new
451-173-08-00
Subdivision new
Marine View
Land Use
Residential
Features & Amenities now wired
From RealEstateAPI propertyInfo
Central A/C
Central Heat
Attached Garage · 2
🔥 Fireplace
Frame Construction
Composition Roof
Covered Porch
No Basement
6 Rooms
Unit Mix
3 units · 5 beds · 3 baths
Units
1
Vacant
2
Occupied
33%
Vacancy
Unit 1 · 850 sf
Vacant
🛏 2🛁 1
$1,850/mo market
Unit 2 · 850 sf
Occupied
🛏 2🛁 1
$1,650/mo
Unit 3 · 600 sf
M2M
🛏 1🛁 1
$1,400/mo
UnitBdBaSqFtStatusRent
121850Vacant$1,850
221850Occupied$1,650
311600M2M$1,400
🏠
Floor 3 · Unit 3 — 1bd/1ba M2M
🏠
Floor 2 · Unit 2 — 2bd/1ba Occupied
🏠
Floor 1 · Unit 1 — 2bd/1ba Vacant
HOA new section
Rendered only when hoa_present = true
HOA Fee
$285/mo
Billing
Monthly
Impact on Cash-Flow
−$285/mo
Amenities
Water/SewerTrashExterior Maint.Common Insurance
HOA
Conditional section
HOA
None — no HOA on this property
% Tax & Assessment new section
RealEstateAPI taxInfo — real values
Annual Tax
$3,657
Assessed
$247,554
Assessment Yr
2025
Tax Delinquent
None
Liens & Encumbrances new section
RealEstateAPI mortgages + distress flags
Free & Clear
0 open mortgages · est. equity $1,235,000
Open Mortgage Balance$0
Tax LienNone
JudgmentNone
Pre-ForeclosureNo
Building Permits new section
PermitStack — jurisdiction-aware
No permits on file
San Diego is a covered jurisdiction (1,020,959 permits, data through 2026-09-10). High confidence — treat any recent work as possibly unpermitted and verify.
Roof
No permit
Solar
No permit
HVAC
No permit
Addition
No permit

Colton (1470 N 9th St) example → this section shows "Permit coverage unavailable for this jurisdiction" instead of a false empty.

Valuation

Comparable Sales & Valuation

REAPI comps with real coordinates — projected onto the map. Click a pin or a row to link them.

As-Is (AVM)
$1,235,000
Comp Avg
$1,280,000
ARV
$1,345,000
Subject ★ vs 6 nearby comps
Mission Hills, San Diego 92103 · relative projection of real lat/lng
Play it four ways

Exit Strategy Analysis

Fix & Flip · Buy & Hold · BRRRR · Wholesale.

🔨 Fix & Flip Medium
ARV$1,345,000
All-in (buy+rehab+8% sell)$1,217,600
Timeline6-9 mo
Net Profit$127,400
🏠 Buy & Hold Low
Market Rent$4,300/mo
Cap Rate4.6%
Cash Flow+$390/mo
Annual Return~9.2%
🏦 BRRRR Medium
Refi @ 75% ARV$1,008,750
Cash Left In$101,250
Forced Equity$235,000
Equity ROI~65%
📄 Wholesale Low
Assignment Fee (20% spread)$47,000
Timeline30-45 days
Capital at RiskEMD only
ROIFast turn
Where it is

Location, Schools & Flood

Address gated until requested · REAPI schools + FEMA flood.

📍 Approx. area — Mission Hills, San Diego 92103
Flood Zone X (minimal risk)Est. Rent $4,300/mo
8
Grant Elementary
K-8 · Public · 0.4 mi
6
Roosevelt Middle
6-8 · Public · 0.9 mi
7
San Diego High
9-12 · Public · 1.6 mi
Everything else

Description, templates & FAQ

Description

Charming 1959 single-family in Mission Hills, delivered vacant and free & clear. R-2 zoning permits minor multiple use — strong ADU / value-add upside. Cosmetic-to-moderate rehab scope; comps support a $1.345M ARV against a $1.235M as-is. First-come, first-serve. All communication through the Disposition Manager.

Agent Templates 🔒 Unlock w/ address
SMS/email templates + bulk photo download
1103 Sutter St, San Diego CA 92103 — $990,000 · 3bd/2ba · 1,248 sqft | 3,556 lot · Showing Sep 15 11:00 AM · Delivered Vacant · Pics: redeals.co/SutterStCApix
🔒 Request address to unlock
Pre-Approved Financing
Featured lender offers for this deal
🏦
Hard Money · 80% LTV · 9.5% · 2 pts
$652,000 · 12-month term · 14-day close
? Frequently Asked
How do I schedule a showing? +
RSVP to the showing window above, or request access — the Disposition Manager confirms details.
Are there inspection contingencies? +
No standard inspection contingencies — due diligence is done upfront before contract. Specific contingencies can be requested case-by-case in the offer.
What fees apply? +
Buyer pays escrow + title + recording; a $700 Transaction Coordination fee to Better Files applies at closing.

v5 "Immersive Listing" — a layout variant of v3 (same content & live data, new consumer-grade single-scroll paradigm).

Layout: Full-bleed immersive hero galleryStorytelling single-scrollFloating bottom action dockRight-edge section jump-nav dotsFade-in compact sticky price+CTAReveal-on-scroll motion

Interactive: Upgraded lightbox carousel (arrows · ←/→/Esc · N/total · filmstrip · close)Full-screen takeover offer wizard (9 steps, Back/Next, progress rail, POF upload, $700 TC fee ack)Live deadline countdown (≤48h / ≤24h escalation)Investment calculator (Flip / Rental / MAO, live)Comps on a real lat/lng map w/ linked listCount-up KPIsSFR ↔ Multi-Family+HOA preview toggleRSVP · draft/submitted offer states · Save

REAPI live from RealEstateAPI · new not on current page · Admin admin-only. Unit-Mix/HOA example data shows in the Multi-Family preview; all Sutter facts are live. Only external resources are the real Supabase property-image URLs (each with an offline fallback).
Make an Offer — 1103 Sutter St
Step 1 of 9

Your Offer

Start with your number and how you're paying.

Listed at $990,000

Payment Details

Earnest money and your closing timeline.

3% of offer (customary)
Typically 14 days or sooner preferred

Terms

Contingencies and occupancy acknowledgment.

Inspection Contingency Policy: No standard inspection contingencies — due diligence upfront before contract, free & clear title.

Your Role

Tell us how you're involved in this purchase.

Buyer Info

Who's buying, and how we reach you.

🔒 Your number is used only by the Disposition Manager.

Documents

Upload Proof of Funds (and entity docs if applicable).

📎 Proof of Funds *
PDF/JPG/PNG · max 10MB → proof-of-funds bucket
📎 Company Articles / Operating Agreement (if entity)
Uploading later may or may not affect whether your offer is selected.

Disclosures

Cost allocation and the required acknowledgments.

Buyer pays escrow + title + recording; Seller pays transfer tax. $700 Transaction Coordination fee to Better Files.

Review

Confirm everything before you submit.

Offer Price$990,000
FinancingCash
EMD$29,700 · wire now
Closing14 days
RoleBuyer
TC Fee$700 (Better Files)
🎉
Thank You for Your Offer!
Submitted at $990,000. What happens next: (1) Disposition Manager reviews, (2) you're notified of acceptance/counter, (3) contract sent.